When you move to the UK, you want to explore everything this country has to offer. However, this can be tricky without a reliable vehicle. Your status and driving licence can make all the difference when it comes to being eligible for car finance. Car finance will allow you to pay for your vehicle over time rather than in one lump sum, and you may be approved if you meet certain requirements.

In the United Kingdom, it is a legal requirement that you must have a UK driving licence, even if you already hold an international licence. You will not be able to apply for car finance if you do not take a new test and receive a UK licence. When it comes to car finance, you will need to show that you have a UK licence already, or provide proof that you are applying within the first twelve months of being a UK citizen.

If you wish to apply for car finance, then you will need to provide your dealership and finance provider with proof of your citizenship status. Should you only hold an international licence, you will be reminded to exchange for a UK licence before proceeding.

If you have a UK licence or you are applying within the first year of being a UK citizen, being granted car finance may not be out of reach. Get in touch with our friendly and experienced team to discuss your options when it comes to spreading the cost with car finance and get your car delivered to you so you can get back on the road.