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Finance Explained

Used Ulez Compliant Cars For Sale in Thurrock

Car Finance Explained

At LMC, we aim to make the car buying process as easy and seamless as possible, which is why we offer a variety of services including competitive car finance in Essex. Financing is a great option for many customers and if it is something that you are considering with your next motor purchase, this guide may help answer some queons to help you decide if a car finance agreement is right for you.

Why choose car finance?

The main benefit of car finance is that it allows you to spread the cost of your vehicle between manageable monthly instalments over time rather than paying the full price outright. Your monthly budget may allow you to afford a better, higher-specification model that you might not have been able to with cash. This is why car finance in Essex is becoming increasingly popular. It also means that you don’t have to save up for months or even years, because with car finance, you’ll get the car first, then pay it off while you’re driving it.

What types of car finance are available?

LMC offers tailored car finance in Essex and we will work with you to find the most suitable option whether that is a Hire Purchase (HP) agreement or Personal Contract Purchase (PCP).

Our hire purchase finance in Essex requires an initial deposit followed by monthly payments and once all of these payments have been made, you will be the legal owner of the vehicle.

Alternatively, you may be interested in PCP finance in Essex, which also involves a deposit followed by monthly payments, but the difference is that these payments will be lower because you will pay the cost of the depreciation in value not the cost of the car. This means that you will not automatically become the owner of the vehicle, but you have.

How do I apply for car finance in Essex?

You can apply for car finance in Essex right here on our website! Simply find a car you love and click “”Apply for finance’ to get started, or give our expert advisors a call and they will be happy to help you.

Contact our team

Why not talk to us directly by giving us a call or sending us an Email.

Our Partners

We work with a select range of partners in the automotive and finance industries that allow us to offer the best service possible.